Terms and Conditions

Modifications

VCM may, at its sole discretion, amend these Terms with immediate effect and such amendment will apply to all access to and use of the Website thereafter. Your consent and approval to such amendments is deemed effective upon your continued use of the Website after such amendments are posted to the Website. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

Reliance on information

The contents of this Website provide general information only, and VCM does not represent nor warrant the accuracy, reliability, or completeness of any information provided. Your use of or reliance on such information is strictly at your own risk. We disclaim all liability and responsibility of any kind whatsoever arising from any use or inability to use the Website, or any of its contents, in whole or in part. We may update the content on this Website from time to time, but this content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.

Use of the website

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, at our sole discretion and without notice. We will not be liable if for any reason all or any part of the Website is unavailable for any period. From time to time, we may restrict access to the Website, in whole or in part.

You are responsible for (a) making all arrangements necessary for you to have access to the Website; and (b) ensuring that all persons who access the Website through your internet connection are both aware of these Terms and comply with them.

By using this Website, you agree and undertake not to:

• Use the Website in any way to send, any advertising or promotional material, including any “spam”, “phishing”, or other unsolicited emails;
• Use the Website in claims to offer investment, banking, financial services, or any other services, or in requesting monetary deposits or financial and/or personal information, or any fraudulent activity;
• Use the Website to post or publish any defamatory, obscene, infringing, or disparaging content in any way;
• Use the Website for the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise;
• Upload files containing viruses or corrupt data, attack this Website in any way, including using malicious or harmful technology, or use software or any other means to interfere with the proper operation of the Website;
• Use the Website in any way that violates the laws of the Kingdom of Saudi Arabia;
• Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring, retrieving or copying any of the material on the Website;
• Attempt to get unauthorized access to the Website, its servers, or any connected databases, portals, or devices;
• Create a link to the Website that suggests or claims Company’s endorsement, approval, or any association with the Company; or
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity.

Violation of these Terms, misuse or abuse of any content or material on the Website, or unauthorized access to the Website is strictly prohibited and may result in claims for damages and/or criminal offenses as per the applicable laws and regulations in the Kingdom of Saudi Arabia.

Proprietary rights

This Website, its features, functionality, and all content published on or via this Website, regardless of form or format, is the intellectual property of the Company, its licensors, or otherwise used as permitted by applicable law and protected by international copyright, trademark, service marks, patents, trade secrets, and other intellectual property or proprietary rights laws.

Further, the Company name, all related names, logos, product and service names, designs, and slogans (collectively, the “Marks”), are proprietary to the Company or its affiliates or licensors. You must not use any Mark without the prior written permission of the Company. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

All information we collect on this Website is subject to our Privacy Policy. By using the Website, you consent to all actions we take with respect to your information in compliance with the Privacy Policy.

These Terms permit you to use the Website for your personal, non-commercial use only. You must not sell, license, rent, reproduce, distribute, adapt, modify, create derivative works of, publicly display, publicly perform, publish, download, store, or transmit any of the material on our Website, except as follows:

1. Your computer may temporarily store one copy of such materials incidental to your accessing and viewing those materials.
2. You may store files that are automatically cached by your Web browser for display enhancement purposes.
3. If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.
4. If we provide social media features with certain content, you may take such actions as are enabled by such features.

You must not:

1. Modify copies of any materials from this Website.
2. Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
3. Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials or content from this Website.
4. Systematically reproduce or retrieve, directly or indirectly, material, data or content from the Website to create or compile a database, compilation, directory or other similar item.
5. Access or use any part of the Website or any services or materials available through the Website for any commercial purpose.

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of the Terms, your right to use the Website will stop immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Website or any content on the Website is transferred to you, and Company hereby reserves all rights not expressly granted. Any use of the Website not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark, and other laws.

Disclaimer

The Company hereby disclaims all warranties of any kind, whether express of implied, statutory, or otherwise, including but not limited to any warranties of merchantability, non-infringement, and fitness for particular purpose. The foregoing does not affect any warranties that cannot be excluded of limited under applicable law.

Your use of the Website and its content is at your own risk. The Website and all content are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied. Neither the Company nor any person associated with respect to the completeness, security, reliability, quality, accuracy, or availability of the Website. Without limiting the foregoing, neither the Company nor anyone associated with the Company represents or warrants that the website or its content, will be accurate, free of viruses or other harmful components,reliable, error-free, uninterrupted, that defects will be corrected, or that the website will otherwise meet your needs or expectations.

Limitation of liability

To the fullest extent permitted by law, in no event will the Company, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for any direct, indirect, special, incidental, consequential, or punitive damages of any kind, arising out of or in connection with your use, or inability to use, the website, or any content on the website in whole or in part, regardless of whether such liability is based on contract, tort, negligence, strict liability or otherwise.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, any use of the Website other than as expressly authorized in these Terms.

Entire agreement; waiver; severability

The Terms, including any documents incorporated herein by reference, constitute the sole and entire agreement between you and VCM regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

No waiver by the Company of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the extent necessary for the remaining Terms to continue in full force and effect.

Applicable law

All matters relating to these Terms, including the Privacy Policy and the Disclaimer, and your use of this Website are governed by the laws of the Kingdom of Saudi Arabia without regard to its choice of law rules.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the courts of the Kingdom of Saudi Arabia, in each case located in Riyadh.